Financial Ratios- The Tools of Bank Loan Underwriting
When commercial banks underwrite commercial loans they look at a myriad of factors including but not limited to: a CEO’s management...
When commercial banks underwrite commercial loans they look at a myriad of factors including but not limited to: a CEO’s management...
I have written about business models in previous articles submitted to IE Business Daily. The reason is that well-crafted business models...
Parish Morris is the owner and founder of a successful multi-million dollar business called Document Security Solutions (DSS) based in...
For more than 40 years I have been fascinated with the subject of entrepreneurship and entrepreneurs. I have lent money to them,...
All of my current banking & finance consultant clients were initially consulting prospects. They were brave souls who attempted to...
In many areas of our life such as business and sports there is an almost fanatical obsession with using metrics, KPI’s, analytics and...
The 1031 Exchange Many of my CEO clients invest in real estate to diversify their revenue streams. Most commonly they own the commercial...
In my email signature block I state my company’s mission/purpose statement, “Helping CEO’s reach their targeted business goals through...
I have always believed that highly successful entrepreneurs recognize the strong connection between their mind, thoughts and attitudes...
A Chinese proverb states, “Anybody can start a business, the hard part is staying in business!” Blockbuster was formed in 1985. By the...
Most of the privately owned businesses in the U.S. are defined as “microenterprises.” The definition of a microenterprise is generally a...
I am working on a new book. I have selected the title but I don’t want to give it away because it is sort of my “intellectual property.”...
At the suggestion of the public relations firm that I hired, I am in the midst of writing a book to increase my “branding” and name...
In my current walk as a banking & finance consultant more often than not many of my clients are seeking expansion financing to grow their...
As a business loan consultant one of the most common questions I am asked by my CEO clients is “How do I determine how much money I need...
In all of the years that I was in commercial banking and there were many (30 years to be exact) one of the dumbest loan conditions I had...
There have been thousands of articles written by business finance pundits on the subject of factoring. In the limited amount of space I...
The commercial loan business is a billion dollar industry and as more and more individuals pursue entrepreneurship either by choice...
Many of my clients hire me because they are suffering from “poor cash flow” and they think the solution is a business loan. There is a...
In today’s confusing business lending industry small business loan applications are frequently turned down by Bankers and other lenders....